Ideally, all parents will create an estate plan to provide protection for their children after they pass on. However, for a parent of a child with a disability, planning is a MUST. Special needs estate planning encompasses a broad range of legal and financial issues of families with loved ones with a disability. This often includes drafting supplemental (special) needs trusts and wills, establishing and maintaining eligibility for government benefits, and helping family members become legal guardians.
Effective advocacy in special needs planning requires understanding the spectrum of disabilities that can affect how an individual lives independently, as well as the array of community organizations that can provide care and support for that individual. We help individuals with disabilities and their families ensure that a child with a disability always has a legally empowered advocate and that an inheritance will not disrupt continuing participation in the Medicaid program. We also assist guardians and trustees to make the best use of funds held for the benefit of the individual who will need a lifetime of support.
“It is difficult to explain just how physically and emotionally exhausted families and other caregivers can become. You have to live it to understand it. For the parents, the role as primary caregiver never ends, unlike most of their peers whose children eventually establish independent lives. And concerns about the future keep our clients up at night. Working with you, we create tailored special needs estate plans that offer you peace of mind about what the future will bring for your loved one.” —Ed Wilcenski